Commercial Automotive Insurance
If your business involves driving, the road can be a risky place. Personal auto insurance won't cover liability or property losses when a vehicle is used for business, and your claim may be denied for violating policy terms.
Commercial Auto Insurance is essential for businesses. It addresses the unique risks of using vehicles for work, including liability for drivers and the transportation of goods or services. Protect your business from the financial risks of auto accidents with the right coverage.
How Do I Get Commercial Automotive Insurance?
1. Gather Your Information
We'll need the drivers’ license numbers and basic driving records for all drivers. Serial numbers and relevant safety features for all vehicles you wish to place on the policy. As well, if you are currently insured, bring a copy of your Commercial Auto Insurance policy to demonstrate your actual coverage and will be useful to compare your premiums.
2. Request Quotes
Visit our website to request insurance quotes. We encourage you to get three separate quotes to ensure you find the best coverage for your specific needs.
3. Compare Your Options
Review the quotes side by side. Consider coverage levels, premiums, and any additional features to make an informed and confident choice.
4. Finalize Your Policy
Once you’ve chosen the right quote, complete the application process. Enjoy peace of mind knowing you’re protected on the open road!
Your Business Auto Insurance should also include the following;
- Collision Coverage
- Comprehensive Coverage
- Loss of Use
For companies that use several vehicles, this type of auto insurance is also known as fleet insurance. There is also insurance for specialized transport vehicles and cargo, but whether your company uses one vehicle or a hundreds of vehicles, there are several ways to save money on Commercial Auto Insurance.
Are you worried about the cost for Commercial Vehicle Insurance? Don’t be. It is remarkably affordable, especially given how important the protection is to your business, employee and yourself!
Here are ways to lower your costs?
- Type of vehicle - What type of vehicle you are using for your business makes a big difference in the amount you will be paying in premium.
- Safe Drivers - You may be awarded a lower premium from the insurers if you employ drivers who have a safe driving record.
- Mileage - The longer you are on the road, the more at risk you are exposed and also how far you have to travel are important factors in determining your premiums.
- Bundling your insurance policies - By having all your insurance policies with one provider may give you extra discounts on your premiums.
- Deductibles - By having a higher deductible you will have a lower premium, however you have to be certain that if an accident occurs, you will have the funds to cover the deductible.
Identifying the threats to your business is half the battle, the real work comes with having strategies to confront and minimize those risks. Then it is just a matter of fact to protect yourself and your business with the right insurance policy.
GoToInsure.ca has experience in a wide range of Commercial Vehicle insurance. We invite you to contact us via phone, on-line or in person to discuss your needs. We will make it as easy as possible to find your specific coverage.
Frequently Asked Commercial Automotive Insurance Questions:
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