
When it comes to auto insurance, everyone wants the best coverage at the lowest cost. But how do you achieve that without compromising on the protection you need? At GoToInsure, we understand the unique challenges drivers in Atlantic Canada face, and we’re here to share some lesser-known tips that can help you save big on your auto insurance.
1. Bundle Your Policies
One of the easiest ways to save on your auto insurance is to bundle it with other insurance policies, such as home or renters insurance. Many insurers, including GoToInsure, offer discounts when you combine multiple policies. Not only does bundling simplify your life, but it also provides substantial savings that add up over time.
2. Install Safety Features
Investing in safety features for your vehicle can reduce your insurance premiums. Devices such as anti-theft systems, dashcams, or advanced driver-assistance systems (ADAS) like lane-keeping assist or automatic emergency braking can make your car safer and less risky to insure. GoToInsure rewards drivers who take proactive steps to protect their vehicles.
3. Choose Usage-Based Insurance
If you’re not on the road often, usage-based insurance might be a perfect fit for you. This type of insurance uses telematics to monitor your driving habits, such as mileage, speed, and braking patterns. Safer drivers with fewer miles logged often qualify for significant discounts. Ask GoToInsure about our usage-based insurance options to see if it’s right for you.
4. Review Your Coverage Regularly
Life changes, and so should your insurance. Have you recently moved, paid off your car, or started working from home? These changes could impact your premium. At GoToInsure, we recommend reviewing your policy annually to ensure it reflects your current situation. Adjusting deductibles, removing unnecessary add-ons, or updating your address can all lead to savings.
5. Take Advantage of Local Discounts
Living in Atlantic Canada has its perks, including regional discounts. Some insurance providers, like GoToInsure, offer discounts for affiliations with certain organizations, safe driving history, or even completing a driver’s education course. It’s always worth asking about specific discounts tailored to Atlantic Canadian drivers.
By implementing these five strategies, you can enjoy comprehensive auto insurance coverage without breaking the bank. At GoToInsure, we’re committed to helping our clients save money while staying protected. Contact us today to review your policy and explore new ways to save.