Owning a cottage is a dream come true for many—a place to escape, unwind, and make lifelong memories. Whether it’s family summers by the lake or cozy winters in the woods, your cottage deserves protection just like your primary home. But insuring a cottage comes with unique considerations that every owner should know. In this guide, we’ll explore how to find the right coverage, avoid common mistakes, and ensure your little slice of paradise stays safe and sound.